?�재 바이?�스???�국???��? 법인???�고 금융?�국 ?��?�?받�? ?��? ?�태?��?�? ?�국 ?�용?�는 ?�외 거래???�용???�른 ?�험???�념?�야 ?�니??바이?�스???��? ?�동?�과 ?�양??거래 ?�션???�공?�여 초보?��????�문가까�? ??��?� ?�용층을 �